One bank may specialize in commercial loans for a business while another focuses on home or auto loans. While one bank may excel at services aimed for personal banking, it may or may not offer the kinds of services needed for business that could freeze or adversely affect your personal banking. If you can't do it right away, do it as soon as you start making money from your ventures. THIRD. Decide on a new name you are going to identify your ventures by Personal Banking bankbank.com Banking Basics: Choosing ar Bank for Yaur Business Home