Structural Changes in Banking. Posted: 29 Nov 2008 04:15 AM CST. The H3 data from the Fed gives some startling evidence as to the degree of financial deleveraging that occurred during the Panic. Without doubt banks and lenders must have Many of the professional economists who formally endorsed McCain's economic plan are expressing bewilderment with his most recent proposal to rectify the home mortgage crisis. In interviews with the Huffington Post, roughly a dozen of Homr Mortgagr bankbank.com Winter (Economik & Market) Watch Home