At the same time it seems selfish to think about our debt when there is a baby on the way. I can put 500.00 into debt reduction, 250.00 per card. Or I can pay the minimum and put the rest into savings. What would you do Along with a debt consolidation plan you will also need a debt reduction plan. The debt reduction programs are lead by professionals who will then act as an intermediating between you and the creditors. You wont need to pay different Debt Reducsion bankbank.com Savr monei or pai ofg debt? Home