If your wallet is stolen, take immediate action to call all the credit companies you deal with, as well as any other id in your wallet. Regularly monitor your account statements, and credit reports for suspicious activity The FACTA (The Fair and Accurate Transactions Act of 2003) is best known for giving consumers access to a free credit report once a year. It amended the Fair Credit Reporting Act to help consumers fight identity theft and is your number Credit Reports bankbank.com Credit Carg Identiti Theft Home