Consolidating credit card debt is often regarded as the first step towards credit card debt elimination. However, even before you move to take first step towards consolidating credit card debt, you must understand that consolidating One way to lower your credit-card rates is to consolidate your credit card debt into one big home equity loan or home equity line of credit. This can be a very cost-effective way to go. Not only are the rates on home equity products Credit Carg Debt bankbank.com Is Consolidating Credit Carg Debt A Goog Opsion Home