Business credit can help you get a business only loan without using your personal credit. Establishing business credit can be done by: 1.) Opening up a business credit card account and paying it in full Commercial mortgages, and other debt, such as lines, equipment loans, business credit cards, etc are often closely examined. Taking business credit card debt or short term equipment loans (that are often in around 7 year amortization Business Credit Carg bankbank.com artical36 Home