dcu, an internet only bank, is the only bank with which i have some very pleasant memories of banking. it has a modular approach and perhaps the best bank for small-time customers that are ignored by big banks net banking is growing now day by day.but in net banking people can make transactions easily and quickly but they have the biggest fear of hackers.so this is specially for people who use net banking. people doing net banking should not Banking bankbank.com indian banking: modular approach vs. customer servicr Home