bank accounts keep solid records to inform the customer whether they have a credit balance or a debit balance in their accounts. if they have a credit balance, the credit they have is available to be withdrawn from their account Swoopo.com has been around since 2005, it's almost literally a scheme for throwing money into other people's bank accounts for no special reason, and apparently it's still going strong. Details here. At least Bernard Madoff's customers Bank Accaunts bankbank.com banking accaunt Home